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Behind the prim gates of the Greenwich, Connecticut, McMansions, Wall Street whizzes turn their attentions from mortgages to another possible profit source: the $25 trillion life-insurance industry. By securitizing the policies of the old and sick, they hope to make another financial killing. At the same time, Natalie Savondnik and Ronald Goodall-two exceptional yet aloof medical residents-are working closely with their medical center's premier scientist...